Smart Credit solutions ready to answer your calls 24/7

Smart Credit solutions

Rebuilding your credit has never been easier. At Smart Credit Solutions, we offer streamlined programs designed to help strengthen your financial profile. Simply complete our secure application form to get started. Most clients begin seeing improvements faster than expected — often within days. For personalized support, call us at (587) 871-4943 and take the next step toward a stronger credit future.

NO MATTER YOUR SITUATION — WE’RE HERE TO HELP

You have a history of missed or late payments

You've filed for bankruptcy in the past

You've never had a loan before

You're currently undischarged from bankruptcy

You've been turned down by a financial institution

You voluntarily returned your previous vehicle

We go you covered

How to Get a Car Loan With Bad Credit

Bad Credit Car Loans

Don’t fear bad credit card loans researching your credit score, considering a co-signer, and understanding loan terms can help you feel confident. We're here to find the right loan for your situation.

Check Your Credit

Review your credit report from TransUnion or Equifax before visiting the dealership, and check for errors that may impact your score. Accurate credit information helps make applying for bad credit card loans easier.

Consider a Co-signer

A co-signer with strong credit can improve your loan application but be sure to choose someone you trust. Have an honest conversation about the risks, as they may be held accountable for missed payments.

Get your Free Equifax Credit Snapshot

No impact to your Credit Score

Quickly receive information from Equifax

Use this information for your next lease or purchase

First Name

Last Name

Email *

Phone *

Date of birth

Address

Street Address

City

State

Country

Postal code

Frequently Asked Questions

What financing options do you offer?

We offer a variety of financing options, including loans and leases, with competitive rates and flexible terms to fit your budget.

Do you accept trade-ins?

Yes, we accept trade-ins! Bring your vehicle in for an appraisal, and we'll offer you a fair market value to put towards your new purchase.

Can I schedule a test drive online?

Absolutely! You can schedule a test drive directly through our website. Simply choose your preferred vehicle and time, and we’ll have it ready for you.

What maintenance services do you provide?

Our service center offers a full range of maintenance services, including oil changes, brake repairs, tire rotations, and more, performed by certified technicians.